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Medicare can be extremely overwhelming and very confusing. Let our office help guide you through your next insurance move to medicare.

Medicare is offered to the age of 65 and older, younger people with disabilities, and people with End Stage Renal Disease.

Original medicare include Medicare Part A and Part B. This helps to pay for your out-of-pocket costs (like your 20% deductible and coinsurance).

You can also shop for additional coverage such as a medicare supplement, also known as a Medigap policy.

Medicare Prescription Drug coverage (Part D), helps pay for prescription drugs that you may need. Based on the prescriptions that you take, we can enroll you in the most affordable plan based on your needs. Annually, during open enrollment, this plan can be changed to better cover any new medications or changes to your current plans formulary.

Medicare Advantage (also known as Part C) is an alternative to Original Medicare. These plans may have lower out-of-pocket cost and may also offer extra benefits that Original Medicare does not offer.

To learn more about Medicare and the available plans in your area, please call or visit us today. Open enrollment is held October 15th through December 7th, every year.

Contact The Hughes Agency

(757) 356-1200

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