The Hughes Agency

Medicare Insurance

Who qualifies? Generally.. Medicare is offered to the age of 65 and older, younger people with disabilities, and people with End Stage Renal Disease.  It is something that you will get and have for the rest of your life.  Why is it important? A supplement or Advantage plan can help pay for what your Part A and Part B will not!

Original medicare include Medicare Part A and Part B.  This helps to pay for your out-of-pocket costs (like your 20% deductible and coinsurance) in Original Medicare you can also shop for a Supplement plan, such as a Medicare Supplement (also known as Medigap policy). 

Medicare Advantage (also known as Part C) is an alternative to Original Medicare.  These plans may have lower out-of-pocket cost and may also offer extra benefits that Orginial Medicare does not offer.  

If you want Prescription Drug coverage, you may purchase a Prescription Drug plan.  Based on the prescriptions that you take, we can enroll you in the most affordable plan based on your needs.  Annually, during open enrollment, this plan can be changed to better cover those new prescriptions that you have tackled on.

To learn more about Medicare and the available plans in your area, please call or visit us today.  

Open enrollment is held October 15th through December 7th, every year.  


* Investments offered through representatives of Lincoln Financial Securities Corporation Member SIPC to residents of VA, NC, and TN. Branch office 1100 S. Church Street Smithfield, VA 23430.  Phone 757-356-1200.  Lincoln Financial Securities Corporation and The Hughes Agency are not affiliated.  Financial Securities (LFS’) Form CRS Customer Relationship Summary, available here, for succinct information about the relationships and services LFS offers to retail investors, related fees and costs, specified conflicts of interest, standards of conduct, and disciplinary history, among other things. LFS’ Forms ADV, Part 2A, which describe LFS’ investment advisory services, Regulation Best Interest Disclosure Document, which describes LFS’ broker-dealer services, and other client disclosure documents can be found here.


The Hughes Agency

Planning today toward a secure tomorrow