Employee benefits are a critical part of your business and likely a huge expense as well. Business owners are faced with tough decisions each year as they are forced to consider alternatives to control costs without compromising benefits. Employers are exptremely concerned about the upcoming changes due to the mandatory health care reform laws set to kick in in 2014. We have all the answer employers and your employees need. Give us a call for a free consultation and let us help you through this complicated transition!
An independent broker can help by providing multiple quotes from several companies to ensure that the benefits you provide are as affordable as possible. In addition, an experienced agent can offer guidance and suggestions that often result in little known discounts, reduced premiums and other value-added benefits.
The Hughes Agency offers employers and their employees group health insurance, life insurance, short-term and long-term disability, and dental insurance plans. We represent all the major national and regional insurance companies including Anthem Blue Cross and Blue Shield, Healthkeepers, Optima, Aetna, Principal, and Assurant to name a few. If you currently offer benefits, we'll take the time necessary to review your current program and offer suggestions and alternatives to meet your needs and save you the most money.
We are also able to implement and manage your company's retirement plan. Plans such as 401(k), Simple IRA's, SEP IRA's, and Deferred Compensation plans are all complex and should be reviewed frequently to ensure you and your employees are getting a good value and a good return on the dollars being invested. We make certain that your retirement plan is customized to ensure that the proper plan is in place and is suitable to your business to avoid any unnecessary costs for initial set-up, design, and ongoing administration.
Call us today and give us the opportunity to earn your business! No business is too big or too small! Superior service and more than 25 years of experience will no doubt save you money and make you happy that you gave us that opportunity. For a quote, cost analysis or for more information, call, visit, or email us today!
* Investments offered through representatives of Lincoln Financial Securities Corporation Member SIPC to residents of VA, NC, MD, TN, and CA. Branch Office: 1100 South Church Street, Smithfield, VA 23430. Phone 757-356-1200. Lincoln Financial Securities Corporation and The Hughes Agency are not affiliated.